Healthcare Litigation Loans – What are They?

A medical litigation loan is offered if you’re injured due to malpractice such as neglect. The loan is also known as a technical or legal medical malpractice loan. The idea is that if the plaintiff cannot afford to pay their attorney’s fees, they will be able to do so with this type of financing. This can be especially useful with cases that need a lot of money. For instance, those involving brain injuries or other serious issues that have lasting effects.


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In the United States, 33% of medical malpractice cases are identified as misdiagnosis errors. Getting tangled in these mishaps may be costly for patients juggling medical and other bills. These kinds of negligence may even lead to death. So, it is only fitting to file lawsuit cases when malpractice occurs.

This article will define medical malpractice and the funding available for you should you need one.

What Is Medical Malpractice?

Medical malpractice is a term that describes medical errors and negligence, which can lead to patient injury or death. Medical malpractice can occur:

  • During the doctor-patient appointment
  • At the hospital
  • In the delivery room
  • During surgery, or in other medical settings

Medical malpractice claims occur when a patient is harmed due to inappropriate care. In some states, doctors are liable for their mistakes and are required to pay damages to their patients. In other conditions, doctors may have limited liability if they commit errors due to negligence. In this case, patients may only be able to recover damages up to the amount of their actual loss if they suffered some type of harm from the negligence.

Technology is being used more and more in hospitals nationwide every day. Technology advancements have changed how doctors treat patients and hospitals operate. These include robotic surgery, high-tech diagnostic equipment, and artificial intelligence.  Yet, these new technologies put both doctors and patients at risk. These devices can read false positives or false negatives when using them on patients. Doctors need proper training or supervision from a qualified professional who understands how these devices work.

Healthcare Technology in Medical Malpractice

The technology side of medical malpractice is a vibrant and ever-expanding field. Technology advancements are making medicine safer for patients, doctors, and staff alike. Yet, new dangers can also affect doctors and their practices.

The most recent example of this is the use of smartwatches by doctors to aid diagnosis and treatment. Smartwatches are powered by an app that allows users to receive notifications about potential symptoms. The watches review history and communicate with other devices through voice commands. While smartwatches may be helpful for some doctors, they can also put them at risk. Common risks include cyber attacks from hackers seeking access to their personal information or stealing patient records.

Doctors should be aware that these types of threats exist so they can take precautions against them as best they can. This includes using firewalls and security software on their computers and mobile devices. Thus, they aren’t vulnerable to attacks from hackers looking for personal information or trying to hack into their computer systems.

Many different types of technology have been developed over the years that can cause medical problems. Some examples of technological medical malpractice include:

  • Computerized tomography scans (CT scans) use X-rays to create body images. These scans can cause radiation exposure, which may result in cancer or other health problems.
  • Magnetic resonance imaging (MRI) scans use magnetic fields and radio waves to produce detailed images of the body. These scans may cause brain damage or other health problems if the patient has a metallic implant in their body.
  • Ultrasound imaging uses sound waves to produce pictures of internal organs. This type of scan may cause temporary blindness or hearing loss if performed improperly.
  • Implanting pacemakers into patients who had no sign they needed one.
  • Blood pressure monitors that do not work well. They can increase blood pressure readings in patients with normal blood pressure levels.

Besides being expensive, medical malpractice lawsuits are often difficult to win. They need expert witnesses who can testify about what happened and why it’s your fault. You also need legal representation that knows how to navigate complex litigation and get you the best possible settlement. This is where a medical malpractice loan comes in handy!

What Is a Medical Malpractice Litigation Loan?

Medical malpractice lawsuit loans are meant to help you compensate for the financial losses that you have suffered due to the negligence of a doctor or other health care provider. Medical malpractice cases can be very complex and require much investigation and legal representation. This can be expensive and time-consuming. Therefore, many people choose medical malpractice litigation loans to help them through these difficult times.

A medical malpractice loan is what you need if you are involved in a case that requires technology and digital evidence. Digital evidence refers to any form of information stored electronically, such as images or videos. This includes everything from medical records to X-rays and CT scans. Suppose you have been injured by a doctor or other health care provider who made mistakes with these digital records. In that case, you may be able to get compensation through an out-of-court settlement or lawsuit.

Types of Injuries That Qualify for Compensation


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Reasons to Apply for Medical Malpractice Litigation Loan

There are several reasons why it may make sense for you to apply for same-day pre-settlement loans:

  • You can use the proceeds from the loan to cover any expenses associated with your case. These include attorney’s fees, expert witness costs, and court filing fees.
  • You can access the funds fast without waiting on insurance approval.
  • The interest rate on this type of loan is lower than other unsecured personal loans.
  • You need money to pay for your medical bills, lost wages, and other expenses associated with your injury.
  • You are waiting for the settlement or verdict from your lawsuit.
  • You have been diagnosed with an illness or disability caused by another person’s negligence.
  • The injury was due to the negligence of a healthcare professional.


A lawsuit loan for medical malpractice cases is the financing you need to pursue a valid healthcare lawsuit. The money can help your lawyer with initial costs and fees for litigation and even hire other professionals to help with your case. Banks are unlikely to give out such loans. But a legal funding group won’t hesitate before giving you this kind of money as long as your case is deemed legitimate.

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